Tag: Gema Smith

Posted on 03/17/2025
Rising Inventory Means This Spring Could Be Your Moment
Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down. 1. You Have More Homes To Choose From The number of...
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Posted on 03/17/2025
More Buyers Are Making Moves — Is It Time To Sell?
More people are taking steps to buy a home. And, if you’ve been waiting for the right time to move, this may be the sign you’ve been looking for. For the past few years, a lot of would-be homebuyers hit pause on their plans. With rising mortgage rates and affordability challenges, buying just didn’t seem doable. But now,...
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Posted on 03/14/2025
Why a Pre-Listing Inspection Could Be a Smart Move in Today’s Market
Selling your home involves numerous steps, and unexpected issues discovered during the buyer’s inspection can derail a deal. To stay ahead of potential problems, many sellers opt for a pre-listing inspection to identify and address concerns before listing their property. A pre-listing inspection is a professional evaluation of your home’s condition conducted before putting it on the market....
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Posted on 03/10/2025
Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up
At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.” That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall or trying to...
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Posted on 03/10/2025
Why a Pre-Listing Inspection May Be Worth It in Today’s Market
Selling a house comes with a lot of moving pieces, and the last thing you want is a deal falling apart over unexpected repairs uncovered during the buyer’s inspection. That’s why it pays to anticipate potential issues before buyers ever step through the door. And one way to do that is with a pre-listing inspection. What Is a...
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Posted on 03/05/2025
Want to Sell Your Home Quickly? Here’s How Concessions Can Help
Selling your home can be a stressful process, especially if you need to close quickly. One effective strategy that can attract buyers and speed up the sale is offering concessions. But what exactly are concessions, and how can they help you sell your home faster? Let’s dive in. What Are Seller Concessions? Seller concessions are incentives that homeowners...
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Posted on 03/03/2025
Is It Better To Rent or Buy a Home Today?
Some Highlights A study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.​ Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting...
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Posted on 03/03/2025
Do You Know How Much Your Home Is Worth?
Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home? Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind,...
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Posted on 02/27/2025
Creating a Budget for Financial Stability: A Step-by-Step Guide
Regardless of your income level, establishing a budget is a crucial step toward financial stability. Understanding where your money goes each month can help you take control of your finances and work toward achieving your goals. There are several ways to create a budget, whether you prefer using a paper worksheet, a digital app, or a mix of...
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Posted on 02/27/2025
Why Looking Back on Your Achievements Matters
The Power of Reflection: How Looking Back Benefits Seniors Reflecting on past experiences can have a profound impact on aging adults. According to the American Psychological Association, reminiscing enhances psychological well-being and can be particularly uplifting for seniors facing memory-related conditions such as dementia or Alzheimer’s. While reminiscing is often associated with recalling loved ones, taking time to...
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Posted on 02/27/2025
Making Smart Real Estate Decisions for Your Future
Planning for retirement is a crucial step toward financial stability and peace of mind. While traditional retirement savings accounts like 401(k)s and IRAs play a key role, incorporating real estate into your financial strategy can further enhance your retirement security. In this blog, we’ll explore the benefits of real estate investment and how it can contribute to a...
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Posted on 02/24/2025
How To Buy a Home Without Waiting for Lower Rates
Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make buying a home...
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