Gema Smith's Blog

Posted on 10/28/2024

Debunking Scary Myths About Buying a Home

Some Highlights There are a number of scary myths about homebuying in today’s market. Here’s what you need to know. Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment. Don’t let scary myths delay your homebuying plans. Let's...

For Buyers

Infographics

+ 6 more

Posted on 10/28/2024

How Long Will It Take To Sell Your House?

As you’re getting ready to sell your house, one of the first questions you’re probably asking is, “how long is this going to take?” And that makes sense—you want to know what to expect. While every market is different, understanding what’s happening nationally can give you a good baseline. But for an even more detailed look at real...

For Sellers

Agent Value

+ 6 more

Posted on 10/27/2024

Why you need dwelling coverage

Dwelling coverage is a crucial part of every standard...

Dwelling Coverage

Home Insurance

+ 1 more

Posted on 10/21/2024

What To Expect from Mortgage Rates and Home Prices in 2025

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices. Whether you're thinking of buying or selling, here’s a look at what the experts are saying and how it...

For Buyers

For Sellers

+ 8 more

Posted on 10/21/2024

Why Did More People Decide To Sell Their Homes Recently?

The most recent data from Realtor.com reveals that in September, the number of homes put up for sale increased by 11.6% compared to this time last year. As the green circle in the graph below shows, the typical September decline in homes coming to the market didn’t happen – that number actually went up (see graph below): Ralph...

For Buyers

Mortgage Rates

+ 7 more

Posted on 10/20/2024

How to choose the best gift for your party host

Whether you’re going to a formal dinner party or a casual...

Entertaining

Gift Ideas

+ 2 more

Posted on 10/14/2024

Why a Condo Could Be Your Perfect First Home

If you’re looking to break into homeownership but the price of single-family homes has you second-guessing, you might want to consider a condominium (condo) or townhome. These types of homes often come with a lower barrier to entry – and that can help you start to build equity and enjoy the benefits of owning a home sooner. Since...

For Buyers

Gema Smith

+ 4 more

Posted on 10/14/2024

How Much Does It Cost To Sell My House

If you’re toying with the idea of selling your house, you’re probably wondering how much it’ll cost. To be honest, the final number will depend on several factors like the offer you accept, if you help with your buyer’s closing costs, how many repairs you tackle, and more. So, to give you a ballpark of what to expect,...

For Sellers

Agent Value

+ 7 more

Posted on 10/13/2024

Holidays and home safety: Tips to keep your household safe

Winter holidays are a festive time when folks gather and celebrate. Part of the fun of these holidays is being able to decorate your home and host dinners or other meals. However, with this excitement comes certain risks you and your household should be aware of. Keep these tips in mind, so you can spend the holiday season...

Entertaining

+ 7 more

Posted on 10/11/2024

Creating a Personal Safety Net: A Comprehensive Guide for Seniors

Life is full of unexpected turns. Many of these surprises, particularly those related to health or finances, can significantly disrupt our daily routines. However, there are effective strategies to stay ahead of potential challenges and channel your resources toward achieving positive outcomes. One effective strategy is the establishment of a Personal Safety Net (PSN). The authors of Personal Safety...

Gema Smith

SRES

+ 10 more

Posted on 10/11/2024

Thriving at 60: 7 Essential Tips for Aging Gracefully

Reaching 60 can usher in a period of life filled with transformation and opportunities. Some look forward to retirement, while others explore entrepreneurship. Some find joy in spending time with grandchildren, while others pack their bags and set off on exciting global adventures—or even juggle all these things! This stage of life offers countless chances to live meaningfully,...

Gema Smith

SRES

+ 10 more

Posted on 10/10/2024

Welcoming the Journey of Aging: A Fresh Outlook on Aging and Heritage

Welcoming the Journey of Aging: A Fresh Outlook on Aging and Heritage Aging is an inevitable part of life, yet how we approach it can dramatically shape our experience. For centuries, various cultures have embraced aging with reverence, recognizing the wisdom and life experience that come with it. Today, as the world rapidly evolves, many of us are rediscovering...

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