Gema Smith's Blog

Posted on 06/24/2025
Is Selling Alone Worth the Risk? Why Agents Lead the Way
Selling your home can be a big decision, and you might have considered going the "For Sale by Owner" (FSBO) route to save on commission. However, current market trends suggest that more and more homeowners are finding that selling without an agent just isn't worth the risk. The Declining Trend of FSBO Sales Recent data from the National...
For Sellers
Agent Value
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Posted on 06/23/2025
Why Homeownership Is Going To Be Worth It
Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own. Because when everything else feels up in the air, home can be the thing that grounds you....
For Buyers
First Time Buyers
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Posted on 06/23/2025
Why More Sellers Are Choosing To Move, Even with Today’s Rates
It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or...
For Sellers
Mortgage Rates
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Posted on 06/22/2025
3 Major Ways Technology Is Changing Real Estate Today
Technology enhances our lives in new and once-unimaginable ways. The real estate business is one that’s benefited from some of these technological advances, as our needs and priorities have changed during the last decade. Here are some of the most important emerging trends in real estate technology today: Artificial Intelligence Artificial intelligence (AI) is the backbone of the...
AI
Ai
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Posted on 06/19/2025
Smart Financial Planning for a Secure and Fulfilling Retirement
As we grow older, financial peace of mind becomes more important than ever. Whether you're approaching retirement or already enjoying your golden years, taking the right steps today can help you build a more secure and stress-free tomorrow. In this guide, I’m breaking down practical, effective strategies to help you take control of your finances and enjoy your...
Financial Planning For Seniors
Retirement Money Management
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Posted on 06/19/2025
Why Staying Social Could Be the Secret to Healthy Aging
A large-scale study using data from the University of Michigan’s Health and Retirement Study (HRS) revealed a compelling connection: Adults over 60 who actively participate in social activities—whether through volunteering, spending time with family, or joining clubs—were significantly less likely to experience early mortality than those with limited social engagement. Researchers from the University of California, San Francisco,...
Healthy Aging Tips
Social Wellness For Seniors
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Posted on 06/19/2025
How the Lifestyle of Seniors is Evolving and What’s Next
Baby boomers have always been a generation that reshaped the world around them. From redefining culture to pushing the boundaries of what aging looks like, they’ve consistently challenged the status quo. So it’s no surprise that as they move into retirement, the idea of what it means to grow older is transforming once again. What used to be...
Evolving Retirement Lifestyle
Modern Senior Living Communities
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Posted on 06/19/2025
Passive Real Estate Investing vs. 401(k): Smarter Ways to Build Long-Term Wealth
Are you weighing your options for growing your wealth for retirement? While 401(k) retirement plans have long been a traditional choice, passive real estate investing is emerging as a compelling alternative. In this article, we’ll break down the key differences, advantages, and risks of both strategies to help you decide which path best aligns with your financial goals....
Passive Real Estate Investing
401 K Vs Real Estate Investing
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Posted on 06/18/2025
Smart Home Upgrades: Boosting Your Property's Value and Appeal
Thinking about sprucing up your home? Whether you're planning to sell in the near future or simply want to enhance your living space, it's wise to consider which projects offer the best return on your investment. Not all renovations are created equal when it comes to adding value, so making informed decisions can save you time, money, and...
Home Improvement
Home Value
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Posted on 06/16/2025
The Five-Year Rule for Home Price Perspective
Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It's true that a few metros are seeing slight price drops. But don't let that overshadow this simple truth. Home values almost always...
Buying Tips
For Buyers
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Posted on 06/16/2025
Why Most Sellers Hire Real Estate Agents Today
Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has...
For Sellers
Agent Value
+ 6 more
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Posted on 06/15/2025
Renting vs Buying: Questions to Ask
How do you know if it’s better to buy or rent a home? With so much to consider, this big life decision may seem overwhelming. However, as long as you focus on some key questions, you can make the best choice. Here are the questions to ask yourself if you’re trying to decide between renting and buying: What’s...
Buying
Buying
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