Gema Smith's Blog

Posted on 03/09/2025
The 3 best indoor flowering plants for your home
If you're interested in adding some color to your home,...
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Posted on 03/05/2025
Want to Sell Your Home Quickly? Here’s How Concessions Can Help
Selling your home can be a stressful process, especially if you need to close quickly. One effective strategy that can attract buyers and speed up the sale is offering concessions. But what exactly are concessions, and how can they help you sell your home faster? Let’s dive in. What Are Seller Concessions? Seller concessions are incentives that homeowners...
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Posted on 03/03/2025
Is It Better To Rent or Buy a Home Today?
Some Highlights A study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.​ Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting...
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Posted on 03/03/2025
Do You Know How Much Your Home Is Worth?
Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home? Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind,...
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Posted on 03/02/2025
What is the home insurance deductible average?
When shopping for homeowners insurance, it's helpful to...
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Posted on 02/27/2025
Creating a Budget for Financial Stability: A Step-by-Step Guide
Regardless of your income level, establishing a budget is a crucial step toward financial stability. Understanding where your money goes each month can help you take control of your finances and work toward achieving your goals. There are several ways to create a budget, whether you prefer using a paper worksheet, a digital app, or a mix of...
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Posted on 02/27/2025
Healthy Living Tips for Seniors: Nutrition & Exercise for a Vibrant Life
Aging well is about more than just maintaining good health—it’s about leading an active, fulfilling life. A well-balanced diet and consistent exercise routine can help seniors stay strong, independent, and energized. Fortunately, many senior living communities offer amenities and support to make a healthy lifestyle easily attainable. Here are some essential tips to promote overall wellness as you...
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Posted on 02/27/2025
Why Looking Back on Your Achievements Matters
The Power of Reflection: How Looking Back Benefits Seniors Reflecting on past experiences can have a profound impact on aging adults. According to the American Psychological Association, reminiscing enhances psychological well-being and can be particularly uplifting for seniors facing memory-related conditions such as dementia or Alzheimer’s. While reminiscing is often associated with recalling loved ones, taking time to...
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Posted on 02/27/2025
Making Smart Real Estate Decisions for Your Future
Planning for retirement is a crucial step toward financial stability and peace of mind. While traditional retirement savings accounts like 401(k)s and IRAs play a key role, incorporating real estate into your financial strategy can further enhance your retirement security. In this blog, we’ll explore the benefits of real estate investment and how it can contribute to a...
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Posted on 02/24/2025
How To Buy a Home Without Waiting for Lower Rates
Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make buying a home...
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Posted on 02/24/2025
Seller Concessions: A Smart Strategy To Get Your House Sold
For the past few years, it’s been mostly a seller’s market. But dynamics are shifting as the number of homes for sale grows. And that means that the market is balancing out a bit. As a result, some sellers are finding they need to be more flexible to close a deal. One strategy that can help? Offering concessions....
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