How Long Will It Take You to Find Your Ideal California Luxury Residence?

by Gema Smith 03/18/2019

There is no definitive timeline for finding and buying a luxury home in San Francisco, Malibu or any other California city or town. Ultimately, it is important to remember that the Golden State luxury homebuying journey varies from person to person. But if you know how to prepare for a California luxury home search, you may be able to streamline the process of acquiring your dream residence.

Now, let's take a look at three tips to help you seamlessly navigate the California luxury homebuying journey.

1. Know Where You Want to Go

Would you prefer to reside near the glitz and glamour of Hollywood? Or, do you want to buy a luxury home close to the San Diego Zoo? Think about where you want to reside in California, and you can hone your luxury house search accordingly.

In addition, you may want to make a list of California luxury home must-haves. This list can include anything you require from a dream luxury home, such as a backyard or swimming pool. With a list of Golden State luxury home must-haves at your disposal, you can narrow your search to residences that match your needs.

2. Get Home Financing

Entering the California luxury housing market with a jumbo mortgage typically is a good idea. Because if you have a jumbo mortgage in hand, you can focus exclusively on California luxury homes that fall within your price range.

To get pre-approved for home financing, you should meet with a variety of banks. These financial institutions can teach you about a broad array of jumbo mortgage options. Best of all, banks employ courteous home financing specialists who are ready to respond to any of your jumbo mortgage concerns and questions.

3. Consult with a Real Estate Agent

If you are uncertain about how you can quickly find your ideal luxury home in Los Angeles, Beverly Hills or anywhere else in California, there is no need to worry. In fact, you can hire a real estate agent who can take the guesswork out of conducting an in-depth Golden State luxury house search.

A real estate agent understands the ins and outs of pursuing a California luxury house, and as such, will make it easy for you to find your dream residence. First, he or she will learn about you and your homebuying expectations. A real estate agent then will help you analyze a wide range of luxury houses in your preferred California cities and towns. And if you find a Golden State luxury house that you want to buy, a real estate agent will help you submit a competitive offer to purchase this residence.

As you get set to search for a luxury residence in California, you should devote time and resources to prepare for the property buying journey. Thanks to the aforementioned tips, you can get ready to pursue a wonderful luxury home in the Golden State. And as a result, you can speed up the process of finding and purchasing your ideal California luxury home.

About the Author

Gema Smith

Gema S. Smith has been an influential pioneer in the luxury real estate industry for over 30 years. With a reputation for providing first-class service and garnering impeccable results for her clients, Gema’s accomplishments have earned her mentions in San Jose Magazine as well as two State of California Senate Certificates of Recognition. 

Unapologetically persistent, tenacious in her negotiation and passionate about developing genuine trust with her clients, Gema brings her best-in-class service and award-winning approach to The Agency, with a focus on the high-end market of Silicon Valley. Previously, Gema served as a Broker Associate with Intero Real Estate Services in San Jose, where she was a consistent top producer and recognized as a Top Listing and Sales agent for the company’s 15 corporate offices. Knowing that every buyer and seller has their own unique story to tell, Gema is proud to play a role in her clients’ ongoing narrative and represent their best interests in what is often the biggest transaction of their lives. 

Gema has been an active member of the real estate community since 1987, getting her start in the loan business before obtaining her real estate and broker’s licenses. In 2002, she opened a real estate brokerage and loan company which she ran successfully until 2008, when she chose to focus her efforts on real estate sales full-time. Gema is a long-time member of the Santa Clara County Association of Realtors (SCCAOR) and California Association of Realtors (CAR), as well as a Certified REO & SHORT SALE Specialist with The Five Star Institute. She is also a two-time Santa Clara County Chapter President of NHORA (National Hispanic Organization of Real Estate Associates) and currently sits on the NHORA National Board of Directors. 

A passionate philanthropist, Gema sits on the Board of Directors for the Jose Valdes Math Institute. Her commitment and dedication to the advancement of educational opportunities to underserved communities defines her character. In her spare time, Gema enjoys gourmet cooking, entertaining family and friends, wine tasting, reading, jogging and traveling.