Gema Smith's Blog

Posted on 08/01/2024
Enhancing Seniors' Quality of Life: 7 Effective Strategies
Over the past century, the average life expectancy in the U.S. has increased by almost 30 years. While this marks an impressive leap in longevity, it also raises the question of how to ensure these additional years are lived with a high quality of life. After retirement and once children have moved out, seniors often face challenges in...
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Posted on 07/31/2024
Stay Vibrant as You Age: Key Strategies for Physical and Mental Wellness
As we age, maintaining physical and mental wellness becomes increasingly important. While age-related changes are inevitable, there are many strategies you can employ to support a healthy and active lifestyle. Here’s how to take care of yourself as you grow older. 1. Keeping Physically Fit as You Age 2. Be Active Daily Staying active is essential for physical...
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Posted on 07/31/2024
Maximize Retirement Income: 12 Real Estate Strategies
Investing in real estate is a great way to generate income, whether you are one year away from retirement or just starting your career. Even when the market fluctuates, housing is usually always in demand. As with any investment, real estate does not guarantee a profit, but there are ways to minimize your risks and maximize your gains...
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Posted on 07/31/2024
What is a Heggstad Petition and when is it used?
California Probate Code Section 850 governs Heggstad petitions and permits a personal representative, interested person, or trustee to file a petition. Section 850 gives the filer the option to skip a lengthy probate process. Typically, a Heggstad Petition can be prepared, filed, heard by a judge, and completed within approximately 60 to 90 days, whereas a probate could...
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Posted on 07/30/2024
The Biggest Mistakes Sellers Are Making Right Now
The housing market is going through a transition. Higher mortgage rates are causing more moderate buyer activity at the same time the supply of homes for sale is growing. And if you aren’t working with an agent, you may not realize that. Here’s the downside. If you’re not informed, you can’t adjust your strategy or expectations to today’s...
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Posted on 07/29/2024
Are Home Prices Going To Come Down
Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading for a correction, but what do the facts say? Well, it helps to start by looking at what a correction means. Here’s what Danielle Hale, Chief Economist at Realtor.com, says: “In stock market...
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Posted on 07/29/2024
How the Economy Impacts Mortgage Rates
As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what's ahead. One thing that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money from each other. While the Federal Reserve (the Fed) doesn’t directly control mortgage...
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Posted on 07/28/2024
Wood kits to build custom home decor
Have you considered using wood kits to build your own...
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Posted on 07/25/2024
Find your home's worth with a FREE Valuation!
Are you curious about the current market value of your home? I offer a free, no-obligation home valuation service to help you understand your property's true worth. Why Use Our Free Service? • Make Smart Moves: Get valuable insights before selling or refinancing.• Stay Informed: Understand market trends and your home's place in it.• Plan Ahead: Use precise...
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Posted on 07/22/2024
Unlocking Homebuyer Opportunities in 2024
There’s no arguing this past year has been difficult for homebuyers. And if you’re someone who has started the process of searching for a home, maybe you put your search on hold because the challenges in today’s market felt like too much to tackle. You’re not alone in that. A Bright MLS study found some of the top...
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Posted on 07/27/2024
Another Property Sold - 1307 Hillcrest Dr, San Jose, CA 95120
Listed by Compass - DRE# 01128805
Welcome to 1307 Hillcrest Drive, nestled in the highly sought-after community of Almaden in San Jose CA. This traditional ranch-style home from the 1970s boasts 4 bedrooms, 2.5 baths, and spans across a spacious 2,655 square feet, situated on an expansive lot of 12,125 square feet. As you step inside, you'll be greeted by the charm and nostalgic ambiance. The layout follows the classic ranch style, with the bedroom sleeping area conveniently located on the left side and the dining and entertaining spaces on the right. The kitchen offers a perfect canvas for your creativity and personal touch, presenting an opportunity to design your dream...
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Posted on 07/26/2024
Another Property Sold - 2454 Rockbrook Ln, Manteca, CA 95336
Listed by Compass - DRE# 01128805
Welcome to Del Webb/Woodbridge 55+ community. This is your chance to own a slice of paradise in the highly sought community. You'll love the like-new luxury features: large ensuite primary bedroom, crown molding, granite counters, 9ft ceilings, plantation shutters, counter seating, coffee bar. Included are washer/dryer & refrigerator. The immaculate home is situated on a large, private lot in a park-like setting. You will enjoy the covered patio, two additional seating areas for entertaining, low maintenance landscaping, crushed granite paths, drip irrigation, raised planting beds, & numerous fruit trees. Take advantage of the...
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