Tag: Gema Smith

Posted on 10/21/2024

What To Expect from Mortgage Rates and Home Prices in 2025

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices. Whether you're thinking of buying or selling, here’s a look at what the experts are saying and how it...

For Buyers

For Sellers

+ 8 more

Posted on 10/21/2024

Why Did More People Decide To Sell Their Homes Recently?

The most recent data from Realtor.com reveals that in September, the number of homes put up for sale increased by 11.6% compared to this time last year. As the green circle in the graph below shows, the typical September decline in homes coming to the market didn’t happen – that number actually went up (see graph below): Ralph...

For Buyers

Mortgage Rates

+ 7 more

Posted on 10/14/2024

Why a Condo Could Be Your Perfect First Home

If you’re looking to break into homeownership but the price of single-family homes has you second-guessing, you might want to consider a condominium (condo) or townhome. These types of homes often come with a lower barrier to entry – and that can help you start to build equity and enjoy the benefits of owning a home sooner. Since...

For Buyers

Gema Smith

+ 4 more

Posted on 10/14/2024

How Much Does It Cost To Sell My House

If you’re toying with the idea of selling your house, you’re probably wondering how much it’ll cost. To be honest, the final number will depend on several factors like the offer you accept, if you help with your buyer’s closing costs, how many repairs you tackle, and more. So, to give you a ballpark of what to expect,...

For Sellers

Agent Value

+ 7 more

Posted on 10/11/2024

Creating a Personal Safety Net: A Comprehensive Guide for Seniors

Life is full of unexpected turns. Many of these surprises, particularly those related to health or finances, can significantly disrupt our daily routines. However, there are effective strategies to stay ahead of potential challenges and channel your resources toward achieving positive outcomes. One effective strategy is the establishment of a Personal Safety Net (PSN). The authors of Personal Safety...

Gema Smith

SRES

+ 10 more

Posted on 10/11/2024

Thriving at 60: 7 Essential Tips for Aging Gracefully

Reaching 60 can usher in a period of life filled with transformation and opportunities. Some look forward to retirement, while others explore entrepreneurship. Some find joy in spending time with grandchildren, while others pack their bags and set off on exciting global adventures—or even juggle all these things! This stage of life offers countless chances to live meaningfully,...

Gema Smith

SRES

+ 10 more

Posted on 10/10/2024

Welcoming the Journey of Aging: A Fresh Outlook on Aging and Heritage

Welcoming the Journey of Aging: A Fresh Outlook on Aging and Heritage Aging is an inevitable part of life, yet how we approach it can dramatically shape our experience. For centuries, various cultures have embraced aging with reverence, recognizing the wisdom and life experience that come with it. Today, as the world rapidly evolves, many of us are rediscovering...

Aging Gracefully

Wisdom And Growth

+ 10 more

Posted on 10/10/2024

Is Downsizing Your Home the Right Move for Retirement?

Is Downsizing Your Home the Right Move for Retirement? As retirement approaches, many people start to reflect on their living situation and whether it's time for a change. One option that often comes up is downsizing, but is it the right decision for you? This article will explore the pros and cons to help you determine whether downsizing your...

SRES

Gema Smith

+ 4 more

Posted on 10/10/2024

Questions to Ask Before Choosing an Active Adult Community

Choosing an active adult community is about more than just finding a new home—it's about matching your unique needs and desires with the right environment. You can count on an SRES® to guide you through the process of choosing the active adult community that is right for you. LOCATION AND ACCESSIBILITY Do you want to be close to...

Seniors Real Estate Specialist SRES

Gema Smith

+ 6 more

Posted on 10/07/2024

This Is the Sweet Spot Homebuyers Have Been Waiting For

After months of sitting on the sidelines, many homebuyers who were priced out by high mortgage rates and affordability challenges finally have an opportunity to make their move. With rates trending down, today’s market is a sweet spot for buyers—and it’s one that may not last long. So, if you’ve put your own move on the back burner,...

For Buyers

Mortgage Rates

+ 6 more

Posted on 10/07/2024

Secrets To Selling Your House Quickly

Seeing your house sit on the market without any bites is the ultimate frustration. And unfortunately, some sellers are in that tricky spot today. According to data from the National Association of Realtors (NAR), the average time a house spends on the market has increased over the past few years (see graph below): A recent post from Realtor.com...

Posted on 09/30/2024

Some Highlights If you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start...

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